If I had to pay someone else’s mortgage, at least help with it, then it would be family. So I moved into the unfinished and long forgotten apartment. Finished it up and both parties ended up quite happy. They now had rental property and I had a place that I liked.
High time I put my needs ahead of others wants. Not irresponsible, or even selfish. I simply prioritized. Really got on track.
I had started contributing the maximum allowed by the IRS into my 401K and soon thereafter learned that I could actually retire at the age of 59 ½ and start withdrawing from the plan without incurring any penalties. That became my goal. Not have to work a day past that point. At least not at a job where my sole purpose was to make money. Wish I had known about this a few years earlier. You can read all about my face plant moment here..
Working 40+ years, the best and most energetic years of my life so that I could finally …